Student Loan Attitudes: A Study at the University of Delaware

Authors: Cassandra Wentzel*, University of Delaware
Topics: Higher Education, Economic Geography
Keywords: Education, Student Debt, Student Loans
Session Type: Paper
Day: 4/5/2019
Start / End Time: 8:00 AM / 9:40 AM
Room: 8224, Park Tower Suites, Marriott, Lobby Level
Presentation File: No File Uploaded


Student loans are a leading type of debt in the U.S. at the moment amounting to billions of dollars. This project seeks to understand how students and alumni of the University of Delaware acquire or acquired student loans and subsequently how this process effects the success of repayment. Similarly, how this compares to regional standards and outcomes. In this research I ask, first, how societal views of higher education being necessary for success impacts the student’s decisions on acquiring student loans. Second, how are students educated about the process of taking on student loans, including repayment? What resources were available for potential students about student loans? Lastly, how was the process of financing post-secondary education experienced by students? What are their attitudes towards loans and the process? Understanding this process has the potential to effect current and future students. Whether this is in the form of less debt or other forms of finance. As default on student loans increases attempting to understand just one universities student body could have a large impact.

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