Using Financial Well-Being Data to Understand Urban Development and the Spatial-Economic Landscape

Authors: Nicholas Pulsone*, Ryerson University, Brian Ceh, Ryerson University, Julie Robertson, Ryerson University
Topics: Business Geography, Urban Geography, Economic Geography
Keywords: credit, score, financial, well-being, gentrification, toronto
Session Type: Paper
Day: 4/10/2020
Start / End Time: 8:00 AM / 9:15 AM
Room: Director's Row I, Sheraton, Plaza Building, Lobby Level
Presentation File: No File Uploaded


This study examines the use of financial well-being indicators such as credit scores to identify gentrification. This study is a response to the redevelopment of neighbourhoods in the City of Toronto through gentrification. This study also explores both theoretical and analytical frameworks outlined in literature to identify correlations between financial wellbeing indicators and gentrification. Comparing the observations in this study to areas experience gentrification such as Regent Park revealed large implications that gentrification is largely associated with financial wellbeing. The study also found that the average credit scores in the City of Toronto seem to be increasing. The analysis determined that the credit score changes reflected the development in the Regent Park development zone.

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