Affordability has always been an important topic within studies of housing markets and policies, but has received renewed impetus in the age of financialization. Whereas “financial solutions” are typically presented as expanding housing affordability to more social groups, the effect is typically one of price inflation. Depending on global, national and local policies and conditions this may either result in reduced affordability or in increased indebtness. Yet the narrative that finance enables homeownership remains strong and is rolled out to informal housing markets. Furthermore, the financialization of rental housing has become an important frontier. While the effect on new construction has been limited, the effect on housing affordability, by and large, has been negative. New corporate landlords are also using new strategies and digital platforms to manage property and tenants, possibly leading to new patterns of inclusion and exclusion.
|Introduction||Manuel Aalbers KU Leuven||10||8:00 AM|
|Presenter||Renaud Le Goix*, Université de Paris. UMR Géographie-cités, Ronan Ysebaert, Université de Paris. UMS RIATE CNRS, Unequal housing affordability across European cities. The ESPON Housing Database, Insights on Affordability in Selected Cities in Europe||15||8:10 AM|
|Presenter||Chester Antonino Arcilla*, University of the Phllippines-Manila, Unaffordable socialized housing and real estate financialization as neoliberal governmentality in the urban South||15||8:25 AM|
|Presenter||Dasom Hong*, , Creating Liquidity of Homeownership by Blockchain Technology: Study on the tokenization of homeownership||15||8:40 AM|
|Presenter||Myrto Dagkouli-Kyriakoglou, CRUSH, Institute of Urban Research, Malmö University, Simone Tulumello*, UNIVERSIDADE DE LISBOA, Alessandro Colombo, Centro de Investigação e Estudos de Sociologia, ISCTE-IUL, Housing financialization and affordability in Southern Europe: the role of the state||15||8:55 AM|
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